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What Medicare Covers

Original Medicare has two parts A & B. A covers acute care when you are admitted to a hospital facility (or skilled nursing facility).If you are under observation and are not admitted you will only be covered by Part B Benefits. You must be admitted to a hospital for three days to go into a skilled nursing facility.

Fact Sheets About Medicare Coverage Parts A and B

Types of Medicare Supplement Plans

All Medicare Supplement plans A through N have the same benefits only the carrier premiums differ. This grid shows the different coverage you can purchase.

Fact Sheet About Medicare Supplement Plans
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How Much Will Medicare Cost?

Medicare Part A costs nothing if you have worked 10 years (40 quarters) where payroll taxes were taken from your salary or were married for 10 years to a spouse who worked 40 quarters. The base cost of Part B in 2027 is estimated at $209.50. However, persons with higher adjusted gross incomes must pay additional costs for Part B (medical services) and Part D (prescription drugs). The charges are based on the taxes you filed two years ago. So, for 2027 the return they use would be from 2025.
Fact Sheet About Medicare Costs

How do I Enroll in Medicare?

Enrollment depends on whether you are enrolling at age 65 or waiting to enroll later if you have group health coverage.You enroll through Social Security. Attached are enrollment tips you can use to make your enrollment experience successful.

Tip Sheet About Enrolling In Medicare
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How Does Part D work?

All Part D drug plans must conform to Medicare’s standardized drug benefit. The new 2027 plans will have a deductible of $700 and then a $2400 out of pocket max. They are continuing the new drug program where you can make monthly payments on expensive drugs as well. This will spread your payments over the year. Contact your drug plan to set this up.

Fact Sheet About Medicare Coverage Part D